|
|||
Don't listen to these nay sayers
credit is superb - and it's a great thing to have provided you make payments and don't get in over your head :) building credit is an important thing - unless you have the funds to buy a house outright and sadly, most of us do not come even close! |
|
|||
Quote:
* by the by, Jingles-I love that pic of you!! :kimmie: |
|
|||
Its pretty important to have a credit card, if only to A) build up a credit history, B) rent large objects (cars, machinery, ect) C) book hotel rooms D) set up video store accounts E) cover your ass in the case of a serious emergency.
Other than that though, you should try and keep it in your wallet. I have two, but I don't really use either of them unless absolutely necessary - someone already said it, but if you don't have the cash, you probably shouldn't be spending it. |