Un-fuckin Believable......

[b0ld]

ok totally fuckin freaking out here now.... So my dad decides to take a road trip to up north.... rents out a trailer.... I have a credit card number and have a joint account so he has one.... go's on one bill addressed to me.... my credit.... Just came home.... message on the phone "I am in whitehorse.... big problem.... transmission blew" . Next message "can't find a transmission in town going to have to transport the van and trailer by train and come down via greyhound...... All this and he is using the credit card.... I'm totally fucked now....

Can't fuckin believe it I know that this would happen.... You don't take a fuckin van with a 4 cylinder motor that has 300,000 fuckin km's on it and decide to go on a fuckin 10,000 km haitus....... FOR FUCKS SAKES!!!!!

[Play-it-hard]

hahaha, joe you told me that would happen today. You knew it hey.

good thing you didnt have to go get him.

[b0ld]

he's gonna need to get a fuckin job to pay this shit up quick.... not rely on his fuckin disablity pension.... I feel like fuckin moving my stuff out of here right now this is just fuckin rediculous...

[project.one]

No doubt
I know whatcha mean joe! Dad fucked up some of my shit too back a couple years ago!

[b0ld]

right your looking at 10,000 dollars here.... I don't have this money... I have fuckin car payments and insurance that already nails me for 800 dollars every month.....
He's gonna need to sell his shit what ever he has which is nothing.... I don't fuckin care this is my fuckin credit now..... I seriously can't believe what is going on. So fuckin upset now don't even feel like going to summer break... I planned on getting a set of decks by next weekend now that doesn't look possible cause I am gonna have to find a way to get him home.

[Gusto]

man, i am ever glad my dad doesn't do stupid shit like this. good luck.

[Carrie]

thats rough !

you should go to summerbreak.. have fun! even if it's for one night

[BongMan]

^^
I'll second that

[b0ld]

he better fuckin call me cause I am going to tell him.... you sell/ditch the fuckin truck and take a uhaul down PERIOD.... That fuckin camper trailer has a 100 dollar fine each day if its late.... It took them a week to get there.... and the trailer is rented for only 2 weeks....
this shit is so fucked up


he already owe's me 600 dollars from 2 years ago....

[FeelGood]

you're dad is an idiot and you seem to know this.

so why do you have a joint credit card with him?

best of luck to you though.

[C_squared]

rough cut.

I hope it all works out for you dude.

[tiedye]

Joe. . . come into Surrey and chill away your sorrows!

[b0ld]

Originally Posted by tiedye

Joe. . . come into Surrey and chill away your sorrows!

dunno man.... everytime I have plans to do something and shit things I wanna do it keeps on getting interrupted by him all the time. I'm considering moving out.... dunno kinda confused at the moment

[b0ld]

I'm actually at a state where I seriously feel like destroying everything right now. Generally I am a calm chill person.... this is seriously going to fuck up my credit rating royally...

[cubed]

The only one you have to blame here is yourself.

Entering into a joint credit or co-signing credit for someone you had better be damn sure they're responsible.

Also seconding gusto's mention.

[b0ld]

I'm also starting to realise a few things to.... I'm 24 years old.... still living at home... literally the main support for my dad since he lives off a shitty disablity pension from the feds so he can't pay rent and such. I never had much of a childhood. Trying to put things and get things going for myself.... I try and take advice from him however lately that advice has been fucking me over and now this.... I mean for fucks sakes 24 still at home... last time I was with a girl was when I was 18.... I do get out alot.... I really dunno... Only problem is that if I leave him he is gonna on the street... we have no family members in bc...

[galaxie]

Sue him.

Seriously.

And why the F do you have a joint credit card with him if you know he's a flake with money?

[b0ld]

Originally Posted by cubed

The only one you have to blame here is yourself.

Entering into a joint credit or co-signing credit for someone you had better be damn sure they're responsible.

Also seconding gusto's mention.

ya but when its your own blood..... right???
I try to do things right.... help out....
damn...

[galaxie]

^ There's helping him out and then there's him taking advantage of you.
It would be a different story if he pulled his own weight, but it doesn't sound like he does. Not even close.

I'm 22 years old. I make $10,000+ per year more than my mom, yet I still live at home, and she refuses to allow me to pay rent. Why? She'd rather me put that money away so that when I do move out, I will be able to buy my own place, rather than paying rent to someone else. I TRY to help her financially, but she always refuses. So, I've resorted to buying her things that she needs, food for the house, etc.. I'm not saying that every parent should be like my mom, but they should at least be responsible for themselves. Your dad needs a kick in the ass.

[yoko*]

Originally Posted by galaxie

Sue him.

For what!? His dad is on disability and he's depedent on his son. Clearly his father has no money to be sued for. If he did have money then this wouldn't be an issue for b0ld to begin with.

In the eyes of the law & the bank, b0ld is the primary cardholder and he's entirely responsible for the outstanding balance on his card regardless of who created the debt. It's in his cardholder agreement and suing his father won't change the fact that regardless of how this debt was accrued, it's still entirely b0ld's responsibility to make the payments.

b0ld. Sorry to hear about your situation. That's mega rough. Allowing your father to be a secondary card holder was not the greatest idea.. but what's happened has happened. Does your dad have any assets he can sell? You should make him sell it. Can you consolidate some of your credit products like your car payments and your credit card? I would strongly advise it. If your credit isn't currently bad, you might want to look into taking out a consolidation loan to lower your monthly payments & total interest paid.

Best to take any proactive measures now than later when things can potentially get even more rough. Sorry to say it, but life can be really unexpected sometimes and you never know what expenses might further leave you overextended in the future. Your dad already racked up this debt and now it needs to be dealt with. Maybe you can talk to a personal banker asap to see what can be done to make your payments easier on you.

Oh, and take your dad off the card asap.

[stephen_c]

Originally Posted by galaxie

Sue him.

Seriously.

And why the F do you have a joint credit card with him if you know he's a flake with money?

sue ur own dad?

white ppl puzzles me.


don't worry bold, i'm sure it'll work out.

[SEAN!]

Originally Posted by galaxie

Sue him.

Seriously.

And why the F do you have a joint credit card with him if you know he's a flake with money?

you probably wouldnt be able to since its a joint credit card with no signing limits, his dad has the legal right to do what ever he wants with it, while Bold is the one who has to pay.

Why would you get a joint credit card with anyone you couldnt trust?

[b0ld]

Update: So I just got off the phone with him... yep the tranny is gone.. only has 2nd gear... gonna cost 1800.00 to transport the van down.... I pretty much screamed at him telling him never ever to leave a voice message telling me that its going to cost massive amounts.... Thanks to him my mood this weekend has gone to shit based on the messages he was leaving and I made sure he was aware of that. To anybody that I snubbed over the weekend or acted out of character.... I'm sorry..

So after all it looks like I am most likely getting those decks next weekend :D

[Ms.Tarantula]

good to hear it :)

hope shit works out