Nov 13, 06
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Gaaaaaaaah
soo sick of TD bank fucking up the ass all the time, I need to switch.
What are GOOD banks we have here? 
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Nov 13, 06
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They always manage to fuck everything up eveytime i go in there. The service alone on Burrard is horrile. I dont see how they've been number 1 all this time. :(
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Nov 13, 06
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^ I'm with TD too but I'm fed up with them eating like $40 in Service Fees every Month.
BMO is starting to look good with their $16 for unlimited transactions.
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Nov 13, 06
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If you keep above $5000 in your acct, then TD aint so bad, cuz then you dont have to pay any fees of any sort.
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Nov 13, 06
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BMO has always been good to me. I've been with them for about 3 years now. I used to be with Scotiabank, and they were good for the 10 years I was with them, and then holy shit, did they ever go down hill.
I'm also with Vancity, and for the most part they've been good. One of their locations downtown randomly decided not to clear a cheque for me, but every other location (all of which are not my "real" branch, since I don't live in Burnaby anymore) always do.
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Nov 13, 06
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I should have done BMO to begin with my uncle works there but I liked how TD was close by to my house and now leaving banks and joining banks is going to be such a bitch. But probably worth it in the end.
How come you dont like Royal Bank? I'm stuck between BMO and Royal now.
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Nov 13, 06
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Nov 13, 06
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I was with a small credit union(van city) up until this year. They had been decent in the past but started to get sketchy when the branch manager changed. I made a large deposit to my account. Large to some, but not atypical for me. The deposit was made in the form of a money order from my high yield savings account with CIBC. A money order is a guarantee on cash. I made the deposit to my atm. A few days later I noticed that my payments were bouncing even though I had a large balance. I phoned the bank and they had put a hold on my WHOLE account for 15 business days. I was transferred to the branch manager, and she stated that no one who is working legally could carry that large of a balance, and as such, I was obviously doing something illegal. I told her where the money was from and how I got it, but that I didn't need to justify my funds to anyone but Revenue Canada. I also advised her that I had a receipt and proof of the Money Order. She refused to unlock my account. I phoned another branch and spoke to the manager there. She talked the manager down from whatever pedestool she had put herself on. And the lockdown was removed, and the nsf fees that I was charged as a result were refunded. A few days later, I was told that my money wasn't welcome there. And that all my services has been cancelled, including a loan that had been paid out without my authorization, that wasn't delinquent and no payments had ever been missed. I took my money to CIBC, and I now have a personal banker as a result. CIBC welcomed me with open arms. They charge me no bank charges for my accounts right now as they wanted me to come over. All my banking is done over the phone to my personal banker, and I never have to go into my branch.
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Nov 13, 06
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For $0 you get unlimited debits with Coast Capital. Vancity it's like $5.
Honestly, if your tired of the faceless-number attitude that the major Toronto banks give everybody, try a credit union. You help to better fund BC, you can usually use ANY credit union ATM, not just the ones affiliated with your bank, and you're dealing with people more and computers less. I even had the guy who set up my Coast Capital account call me up after being with them for 2 weeks just to see how I was liking the service and let me know of some extra features they have. Sure it's kinda telemarketing, but I left it feeling a lot less like a number and more like a person. Only downside to Coast Capital is that it has only one branch open on Saturdays and that's in Yaletown.
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Nov 13, 06
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PS: I'm always wary of any corporation giving away free lunch, be it TD's iPods or Telus' computers. Makes you kinda wonder what they're lacking in order to necessitate those special deals. 9 times out of 10 it's going to be the general category "How they treat their customers".
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Nov 14, 06
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I wonder if TD is going to try and keep me when they ask why I'm leaving.
I just want to be like I'm tired of your shit. They'l probably ask me so many questions why. I dont want to give it to them I just want to leave :(
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