Post-Secondary Schooling in the United States? ($$)

[yoko*]

I'm wondering if anyone knows someone that goes to school in the states and if so, if you know how they manage to finance their schooling?

I don't believe canadian student loans extend to education outside or Canada, at least not that I have been able to find so far (to be honest, I haven't done that much investigation though). Also, tuition in the states generally seem to be almost double the cost of Canada's, and I don't think even a bank loan would cover a substantial portion of it. I think student visas are pretty limited in terms of what kinds of jobs you can obtain and also requires you to be a full-time student in order to maintain your status.

Any general or specific information or examples about how you or any one you know has gone about financing their US education (asides from relying entirely on the bank of wealthy mom and dad or full scholarships) would be appreciated.

[_bRiTt]

Its a pretty easy thing to do actually if you have the money
I was looking into school in arizona, i enrolled and got accepted but they needed proof of financial support before admitting me fully. You can apply for a BC student loan for out of country schooling my problem was i wasn't accepted for the amount i need to be accepted into the school. The visa part is easy, all you do is go to the border with a form the school sends you and say you are going to school and you are in, but you can't work at all while you are there. I think some schools have different entrance requirements for proof of financial support as well. As for the cost of schooling i found it cheaper down there as well as the cost of living is far cheaper.

[diva]

My sister's dental school is almost $60k a year. She got a scholarship during her first year, but now she has student loans.

My friend's applying to Harvard Med. Her bf just got a post doc fellowship there, so she wants to move with him. I asked her how she was going to pay for it and she told me that the school gives some scholarships and financial aide to students. She'll borrow the rest I guess. She doesn't have much money right now.

It depends on the school and who they consider to be international students. Some schools consider Canadians in a different category and as such, they don't have to pay international student fees.

Check the school's website for that kind of info. Also private institutions usually offer more financial aide to international/canadian students. Whereas public schools primarily want students who reside within the state first, Americans second, Canadians first, and other internationals last....

It also depends on your program of study. Banks will trip all over themselves to offer dentists, doctors, nurses and other high demand professions, money to pay for school.

But yeah, each schools website should have an extensive section on their website about financial aide and stipulations about who qualifies for what kind of job.


And when all else fails, you can ask the bank of mom and dad to cosign a relatively low interest line of credit for you via their bank.

<3

[yoko*]

Originally Posted by _bRiTt

Its a pretty easy thing to do actually if you have the money
I was looking into school in arizona, i enrolled and got accepted but they needed proof of financial support before admitting me fully. You can apply for a BC student loan for out of country schooling my problem was i wasn't accepted for the amount i need to be accepted into the school. The visa part is easy, all you do is go to the border with a form the school sends you and say you are going to school and you are in, but you can't work at all while you are there. I think some schools have different entrance requirements for proof of financial support as well. As for the cost of schooling i found it cheaper down there as well as the cost of living is far cheaper.

Thanks for your input. I do imagine that the $ part is going to be the biggest challenge for me too. I've looked into funding from the canadian government for schools abroad, but they actually don't give you as much money if you are going abroad, which is too bad because school abroad costs far more than school within Canada. I guess I can see the reasoning behind that...

The proof of financial support I can probably pull off. Proof is one thing though, but following through is another...

Thanks again

[yoko*]

Originally Posted by diva

My sister's dental school is almost $60k a year. She got a scholarship during her first year, but now she has student loans.

My friend's applying to Harvard Med. Her bf just got a post doc fellowship there, so she wants to move with him. I asked her how she was going to pay for it and she told me that the school gives some scholarships and financial aide to students. She'll borrow the rest I guess. She doesn't have much money right now.

It depends on the school and who they consider to be international students. Some schools consider Canadians in a different category and as such, they don't have to pay international student fees.

Check the school's website for that kind of info. Also private institutions usually offer more financial aide to international/canadian students. Whereas public schools primarily want students who reside within the state first, Americans second, Canadians first, and other internationals last....

It also depends on your program of study. Banks will trip all over themselves to offer dentists, doctors, nurses and other high demand professions, money to pay for school.

But yeah, each schools website should have an extensive section on their website about financial aide and stipulations about who qualifies for what kind of job.


And when all else fails, you can ask the bank of mom and dad to cosign a relatively low interest line of credit for you via their bank.

<3

Thanks for your input esi. I can imagine though that considering the nature of youre sister's education it may be easier for her to get funding (sciences). I'll definitely have to look into what the schools specifically offer ot international students... I guess I'm trying to see what I can do now to make the decision easier for me. The whole cost factor is a such a huge deterrent. It's not just going to be educational costs in my case, but also living costs.

Lots to think about,

thank you both.

[dj_soo]

i went to school in the states and it was ridiculously expensive. Scholarships help - financial aid is usually reserved for those that really need and i don't know how it works for international students (we didn't go through the school). As others have said, maybe some type of load set up here would be your best bet.

[Leviathan]

I work with a lot of MIT grads and they generally used some combination of scholarships, student loans and the bank of mom and dad. You most likely will not be able to qualify for any sort of loan in the US as you will have no credit history as I've learned the hard way.

Check this website out, the message board is pretty decent.

Cheap Flights, Europe Travel, Canadian Expats and Travelers - Canuck Abroad

it has helped me quite a bit since I moved down here. I vaguely remember reading something about a student visa that might allow you to work part time on the campus of the school you are going to but I could be out to lunch.

[dj_soo]

by default you are allowed to work no more than something like 20 or 25 hours a week on your student visa.

[yoko*]

Originally Posted by Leviathan

I work with a lot of MIT grads and they generally used some combination of scholarships, student loans and the bank of mom and dad. You most likely will not be able to qualify for any sort of loan in the US as you will have no credit history as I've learned the hard way.

Check this website out, the message board is pretty decent.

Cheap Flights, Europe Travel, Canadian Expats and Travelers - Canuck Abroad

it has helped me quite a bit since I moved down here. I vaguely remember reading something about a student visa that might allow you to work part time on the campus of the school you are going to but I could be out to lunch.

Yeah I don't expect to get a loan from the U.S.

I do know that the students visas do allow you to work on only on-campus jobs and full time only in the summer months but I don't expect that such jobs will help cover a substantial portion of tuition though it would be helpful. I also think some schools require proof that you can cover at least all of your first year's tuition in advance of fully granting you admission. What are you doing in Boston(?)

Thanks for the link, I'll definitely check it out later in detail (off to work in a bit).

[yoko*]

Originally Posted by dj_soo

by default you are allowed to work no more than something like 20 or 25 hours a week on your student visa.

Yeah I read about that on a school website. I think one school specified that for the first year, you're not even eligible to work... I don't know if that was a condition of that school or if it applies for all.

[Leviathan]

I work for a MIT startup that makes lithium ion batteries for hybrid vehicles. The website looks like a standard travel website but there is a section of the message board that deals with immigration and other things.

Originally Posted by yoko*

Yeah I don't expect to get a loan from the U.S.

I do know that the students visas do allow you to work on only on-campus jobs and full time only in the summer months but I don't expect that such jobs will help cover a substantial portion of tuition though it would be helpful. I also think some schools require proof that you can cover at least all of your first year's tuition in advance of fully granting you admission. What are you doing in Boston(?)

Thanks for the link, I'll definitely check it out later in detail (off to work in a bit).