iz it werth getting a master card

["jawayo"1]

i wanna but i know lotsa people who have just spent there self in debt.....what abo8ut yu guys...yay or nay??

[MC Hammered]

If you can pay off the amount charged every month then you get the benefit of the "free credit" each billing cycle provides.

If you can't control your spending then a credit card it a permanent ball and chain on your ass.

Been there one too many times and I've recently cut up two of my Mastercards.

[jim]

eventually for a lot of things you'll need a credit card.

managing one is a different story.

if you're in school look into getting a student mastercard, they usually come with a fairly low interest rate.

i'd advise if you have trouble budgeting money and taking care of bills to stay away until you become a bit more mature and level headed.

[crackdragon]

Credit cards are the work of the devil!

["jawayo"1]

the thiong iz i do need one for alotta things i want and do....thats whut sux....

its not that i cant keep up with the bills its the fact that when i do keep up witht he bills imm broke...and being broke makes me sad...and being sad makes me mad...and being mad makes me angry...and being angry makes me mean...and being mean makes me physical...and being physical makes me inflict pain....and me inflicting pain means......i usually get my fuckin ass beat!!!lol....

fuck it...i gotta get one....i need it....ahh :smoke1:

[MC Hammered]

Originally posted by jay-jay
the thiong iz i do need one for alotta things i want and do....thats whut sux....

its not that i cant keep up with the bills its the fact that when i do keep up witht he bills imm broke

If what you say is true then you are on your road to permanent debt if you get a credit card.

The rule is if you can't buy it with cash, your shouldn't buy it with a card.

[jim]

^exactly.

["jawayo"1]

werd....

[junglequeen]

i think they are evil evil evil
but i had to get one so i could buy cheaper airfare online
then i shall rip it up

[Chino]

Nooooooooooo......don't do it. Its good to build credit, as long as you can pay it at the end of the month, but the temptation is way to much.

[Veni*C]

Originally posted by MC Hammered
The rule is if you can't buy it with cash, your shouldn't buy it with a card.

exactly.....if i dont have money in my account to pay off what i put on my visa then i dont use it....thats just askin for trouble. i have enough debt with my student loans....i dont need a visa debt to go along with it.

[Kandyapple]

I had one. I used it twice and then hid it from myself. they are evil I say. I haven't mastered saving money very well yet so cards are a no go with me. But at least I know that. :c-tard:

[Starberry]

Hooray for Air Miles!

*Jen*

[Dean]

Originally posted by crackdragon
Credit cards are the work of the devil!

definitly if you cant control your spending

[ebbomega]

I heard the best way to use them is to get one and max out your limit as soon as possible, then spend the rest of your life making payments.

If you're not any good at paying bills, don't get one.

["jawayo"1]

alrighty.....

thanx for the advice

[Tux]

i just use my visa for online purchases.. still gotta pay off $500 on it tho

[e_BoY]

i got a mastercard its all good. whatever hammered said was rite. it all depends if u can handle paying it of and control ur spending