Getting your credit card limit raised

galaxie · #1 (**permalink**) Jul 30, 04

wooooohoooooo

me + this weekend + new limit = SHOPPING

I was going to use my new, great limit to buy a puppy, but mommy said no so maybe I'll get a bunny or some fish and go shopping!

Starberry · #2 (**permalink**) Jul 30, 04

Nat! It's NOT a good thing!!!!

*Jen*

p.s. IIIIIII want a bunny. I've been asking for one for years (ever since my 8 year old bunny passed away). No way you're allowed to get one before me. It would be too unfair.

krisamata · #3 (**permalink**) Jul 30, 04

i dont even have a credit card

i would be very afraid if they raised my limit

SEAN! · #4 (**permalink**) Jul 30, 04

thats not a smart move

mapleleaf4ever · #5 (**permalink**) Jul 30, 04

Credit Cards are nothing but tools of Mephistophicles himself. I've said this many times before. They call it Mastercard because in the end they have you saying... "Yes Master, Yes Master..."

DJDeeb · #6 (**permalink**) Jul 30, 04

I got a letter from the bank saying that they've raised my credit limit too.
kinda feels like a raise at work:p........I feel so special

iluvtechno · #7 (**permalink**) Jul 30, 04

SWEET!!!!!!! now you can build up more debt!

**sNyx** · #8 (**permalink**) Jul 31, 04

Quote:

Originally Posted by iluvtechno

SWEET!!!!!!! now you can build up more debt!

I'm going to swirt you with sugar water at Apex..

Hot Karl · #9 (**permalink**) Jul 31, 04

if you have your limit raised, that obviously means you have debt on it.

good on ya.

G-Style · #10 (**permalink**) Jul 31, 04

The only down side to credit cards is that you do have to pay them back. I wish it was like I thought it was when I was a kid. Peices of paper you sign to get stuff and a piece of plastic that just gets you toys. Ah if life were only like that.

Carrie · #11 (**permalink**) Jul 31, 04

do you realize that just because they've raised your limit.. doesn't mean you actually have more money to spend?

it's not a raise from work.. it's how they get more of your money!

galaxie · #12 (**permalink**) Jul 31, 04

Quote:

Originally Posted by Hot Karl

if you have your limit raised, that obviously means you have debt on it.

good on ya.

nope, I don't have debt on it
I asked for a low-ish limit in the first place, they rasied it 'cause I asked.

galaxie · #13 (**permalink**) Jul 31, 04

Quote:

Originally Posted by Carrie

do you realize that just because they've raised your limit.. doesn't mean you actually have more money to spend?

it's not a raise from work.. it's how they get more of your money!

I actually try to buy mostly everything on my credit cards so I can rack up my air miles! I asked for the bigger limit because I was going to make a fairly large purchase that I wanted to get the miles for!

QuanNeur · #14 (**permalink**) Jul 31, 04

if you don't happen to be an idiot and do actually pay attention to your bills, using credit cards can be quite lucrative these days considering that 0% intro rates and cash back offers are readily available to anyone with reasonable credit

Tea · #15 (**permalink**) Jul 31, 04

Quote:

Originally Posted by galaxie

wooooohoooooo

me + this weekend + new limit = SHOPPING

I was going to use my new, great limit to buy a puppy, but mommy said no so maybe I'll get a bunny or some fish and go shopping!

i just wanted to take the time to thank you for changing you avatar..it was adorable but i got soooo sick of seeing that picture.

nice switch ;_)

About the credit card thing...wow... if i didnt know you, id say your an idiot, but you work and somehow, i just know you wont get too too stupid. Just be logical nat, do you really need more close...ration...you dont...need and want are two very different things. Wait until fall!!

<3

galaxie · #16 (**permalink**) Jul 31, 04

^hi? have you been to the mall? FALL IS HERE!

I bought new jeans for fall...and some summer clearance items: skirt, polo shirt, shorts. Total bill = $165. Not bad!

mikey · #17 (**permalink**) Jul 31, 04

I don't believe in credit cards.

If ya ain't got the paper, ya shouldn't be buying shit...

galaxie · #18 (**permalink**) Jul 31, 04

^ I have more than the necessary amount of "paper" sitting in my bank account...You need CREDIT to buy things ie. car, house, etc, and how do you get credit? Bank and CREDIT CARDS are the two most common. Plus, how many times do I have to say it? AIR MILES!

Partizan · #19 (**permalink**) Jul 31, 04

credit is shit

how bout u dont spend it at all ... so u have some sort of buffer level? in case u loose ur job or what not

just like mikey said .. its make believe money .. make u feel like u got it but when the interest starts showin up thats the only thing ul be paying off and the original sum is gonna stay

galaxie · #20 (**permalink**) Jul 31, 04

^ it depends on if you're responsbile with your card(s) or not
I, happen to be very responsible
I spend the same amount of money in a month WITH my cards as I would without...the only difference is that I'm building credit and gaining both Air Miles and Esso points just for buying stuff that I would get jack for if I paid with cash.

Also, credit is NOT shit. Go to the bank and try to get a loan, w/out credit they'll practically laugh in your face, especially if it's a large loan for something like a house or a car!

Partizan · #21 (**permalink**) Jul 31, 04

credit is only a good thing if u can pay it off before the interest builds up ..dat takes responsible spending

but thats not the case with most people ..

se7en · #22 (**permalink**) Jul 31, 04

credit cards r good if you pay in time and you have some kind of reward from them. if you got air miles from them i would be buying everything from the credit card. the cards evil if you cant handle them and rack up your card.

iluvtechno · #23 (**permalink**) Jul 31, 04

Quote:

Originally Posted by galaxie

AIR MILES!

true dat,

mikey · #24 (**permalink**) Aug 01, 04

Quote:

Originally Posted by galaxie

You need CREDIT to buy things ie. car, house, etc, and how do you get credit? !

Thats what they want you to think. Trust me you don't need credit to buy anything.....

SEAN! · #25 (**permalink**) Aug 01, 04

Quote:

Originally Posted by mikey

Thats what they want you to think. Trust me you don't need credit to buy anything.....

yeha if you have cash..

most people dont have hundreds of G's in cash to buy houses and shit, that stuff is financied throught credit.

establishing credit is absolutely essential for almost everyone, except succesful drug dealers who only deal in cash.