What kind of car do you drive, and how much do you pay for insurance

[Dj Franco]

Just curious of what kind of car people on fnk drive and how much they pay for insurance.

I drive a 2004 SRT4, 2.4 L Turbocharged

I have a 0% discount because of an accident 4 years ago so I pay once a year $3000 but I know majority of people pay monthly so if I were to do monthly it would be $258

[frankie_V]

2004 acura tsx, fully loaded...

200$/ month

[CodaDrummer]

Nice car, man. I'm obsessed with the SRT-4. Just don't have the funds to own one, yet.

I drive a 2004 Dodge SX 2.0 and I pay $197/month for insurance.

[hardstylin]

1970 dodge challenger RT

i pay just over 200$ for 3months

[Miss T]

1990 Honda CRX

$137 a month with a 4 year discount. :)

[DJDeeb]

2002 VW GTI 1.8T = about $2000/year with a 11 year discount so i guess thats like $167/month.

[hardstylin]

just so everyone knows insurance has nothing to do with the kind of car you have or its horse power, it has to do with the year of the car and any discounts you might have because of ur license.

[veN]

I have a 2005 VW Jetta GLS TDI. Just got my annual renewal notice and my insurance with 35% discount is $2131 or $185 monthly.

[pbreak]

I don't drive a car, those are for people who enjoy destroying the world... imagine how good a public transportation system we could have if everybody just stop loving their earth pigs so much.

[DECODED]

2004 Infinity G35 Coupe, im at plus 15% $3600 a year

[charly]

'99 honda civic.

i pay $258/month (and that's with the 10% discount) :(

[Leviathan]

You are the winner of the sweet ass car award, I love those things.

Originally Posted by DECODED

2004 Infinity G35 Coupe, im at plus 15% $3600 a year

[Leviathan]

97 prelude type SH 157 a month with full discount and the 10 years of driving insurance package.

[charly]

Originally Posted by hardstylin

just so everyone knows insurance has nothing to do with the kind of car you have or its horse power, it has to do with the year of the car and any discounts you might have because of ur license.

How are my premiums set?

* Rate classes - What you use your vehicle for: business, driving to work or school, pleasure, etc.
* Where you live - If you drive where there's heavy traffic, you have a higher chance of being involved in a crash, so your insurance costs more. That said, who knows exactly where they'll be driving every day? So for non-commercial vehicles, your territory is decided by where you park your vehicle when it's not in use.
* Your claim record - If you have a long record of claim-free driving, you save money through our Claim-Rated Scale and RoadStar savings. If you cause crashes, then you pay a higher premium.
* The vehicle you drive - Cars that are expensive to repair, cars that tend to be involved in crashes, cars that are stolen more often than others: all cost more to insure when you buy optional insurance.
* Additional coverage - What type and how much optional coverage you choose to buy will obviously affect your premiums.

[desiRAWR]

I drive a 95 Honda Civic DX Hatchback and with a 5% discount I paid $2300 this year. It would have been $197per month...but what the hell...I had the money so why not get it over with in one shot.

[nipvicious]

89 nissan 240sx.. 2100/yr with 10% off

[Carrie]

1993 BMW 320i

10% discount

$189 monthly

[frankie_V]

Originally Posted by DECODED

2004 Infinity G35 Coupe, im at plus 15% $3600 a year

ooh thas a pimp car... might be getting a bmw soon :)

[stephen_c]

Originally Posted by Nev

I have a 2005 VW Jetta GLS TDI. Just got my annual renewal notice and my insurance with 35% discount is $2131 or $185 monthly.

r u gonna say "jetta is betta" again? smartass! :)

[stephen_c]

my aug 05 2 zone bus pass is $95.

[veN]

Originally Posted by stephen_c

r u gonna say "jetta is betta" again? smartass! :)

Nah, I just got you to! :)

[Dj Franco]

Originally Posted by hardstylin

just so everyone knows insurance has nothing to do with the kind of car you have or its horse power, it has to do with the year of the car and any discounts you might have because of ur license.

It totally weighs into it all. Say you have 2 people, both have a 20% discount, one guy has a 2005 911 Turbo, and the other guy has a 2005 Pontiac Vibe, the guy with the porsche will be paying a hell of a lot more. Its all set in the computer when they type in your car, my car is 230 hp and im paying big bucks with Premium. It all makes sense, the risk is a lot higher to insure a guy in an srt 4 then it is in a family sedan.

[mikey]

My 95 cadillac sts was $92 a month. But just traded her in and now I got a 05 F150, insurance is $162 a month...

[Carrie]

My BMW cost less since it's a 4 dr sedan instead of a coupe!

[bungoshlung]

Originally Posted by Nev

Nah, I just got you to! :)

LOL

brains AND beauty




i have a 97 civic (ew!)
insurance: i have no idea, i dont pay for it