Go Back   FormKaos: Board > General Discussion > Coffee Lounge
FAQ Community Arcade Today's Posts Search

Coffee Lounge Talk amongst other community members.

Reply
 
LinkBack Topic Tools Rate Topic
  #1 (permalink)  
Old Dec 03, 03
junglistik bistik
 
Join Date: Aug 2002
"jawayo"1 is on a distinguished road
iz it werth getting a master card

i wanna but i know lotsa people who have just spent there self in debt.....what abo8ut yu guys...yay or nay??
Reply With Quote
  #2 (permalink)  
Old Dec 03, 03
Gravity Slave
 
Join Date: Apr 2001
MC Hammered has a spectacular aura aboutMC Hammered has a spectacular aura about
If you can pay off the amount charged every month then you get the benefit of the "free credit" each billing cycle provides.

If you can't control your spending then a credit card it a permanent ball and chain on your ass.

Been there one too many times and I've recently cut up two of my Mastercards.
Reply With Quote
  #3 (permalink)  
Old Dec 03, 03
jim jim is offline
cubed V2.0
 
Join Date: Sep 2003
jim is an unknown quantity at this point
eventually for a lot of things you'll need a credit card.

managing one is a different story.

if you're in school look into getting a student mastercard, they usually come with a fairly low interest rate.

i'd advise if you have trouble budgeting money and taking care of bills to stay away until you become a bit more mature and level headed.
Reply With Quote
  #4 (permalink)  
Old Dec 03, 03
NO ORGIES FOR YOU!
 
Join Date: Oct 2003
crackdragon will become famous soon enough
Credit cards are the work of the devil!
Reply With Quote
  #5 (permalink)  
Old Dec 03, 03
junglistik bistik
 
Join Date: Aug 2002
"jawayo"1 is on a distinguished road
the thiong iz i do need one for alotta things i want and do....thats whut sux....

its not that i cant keep up with the bills its the fact that when i do keep up witht he bills imm broke...and being broke makes me sad...and being sad makes me mad...and being mad makes me angry...and being angry makes me mean...and being mean makes me physical...and being physical makes me inflict pain....and me inflicting pain means......i usually get my fuckin ass beat!!!lol....

fuck it...i gotta get one....i need it....ahh :smoke1:
Reply With Quote
  #6 (permalink)  
Old Dec 03, 03
Gravity Slave
 
Join Date: Apr 2001
MC Hammered has a spectacular aura aboutMC Hammered has a spectacular aura about
Quote:
Originally posted by jay-jay
the thiong iz i do need one for alotta things i want and do....thats whut sux....

its not that i cant keep up with the bills its the fact that when i do keep up witht he bills imm broke
If what you say is true then you are on your road to permanent debt if you get a credit card.

The rule is if you can't buy it with cash, your shouldn't buy it with a card.
Reply With Quote
  #7 (permalink)  
Old Dec 03, 03
jim jim is offline
cubed V2.0
 
Join Date: Sep 2003
jim is an unknown quantity at this point
^exactly.
Reply With Quote
  #8 (permalink)  
Old Dec 03, 03
junglistik bistik
 
Join Date: Aug 2002
"jawayo"1 is on a distinguished road
werd....
Reply With Quote
  #9 (permalink)  
Old Dec 03, 03
my jungle needs no king
 
Join Date: Apr 2003
junglequeen is an unknown quantity at this point
i think they are evil evil evil
but i had to get one so i could buy cheaper airfare online
then i shall rip it up
Reply With Quote
  #10 (permalink)  
Old Dec 03, 03
Registered
 
Join Date: Nov 2003
Chino is an unknown quantity at this point
Nooooooooooo......don't do it. Its good to build credit, as long as you can pay it at the end of the month, but the temptation is way to much.
Reply With Quote
  #11 (permalink)  
Old Dec 03, 03
.::Music is Emotion::.
 
Join Date: Jul 2003
Veni*C will become famous soon enoughVeni*C will become famous soon enough
Quote:
Originally posted by MC Hammered
The rule is if you can't buy it with cash, your shouldn't buy it with a card.
exactly.....if i dont have money in my account to pay off what i put on my visa then i dont use it....thats just askin for trouble. i have enough debt with my student loans....i dont need a visa debt to go along with it.
Reply With Quote
  #12 (permalink)  
Old Dec 03, 03
Kandyapple's Avatar
Registered User
 
Join Date: Jan 2003
Kandyapple is a jewel in the roughKandyapple is a jewel in the roughKandyapple is a jewel in the roughKandyapple is a jewel in the rough
I had one. I used it twice and then hid it from myself. they are evil I say. I haven't mastered saving money very well yet so cards are a no go with me. But at least I know that. :c-tard:
Reply With Quote
  #13 (permalink)  
Old Dec 03, 03
Funked up
 
Join Date: Apr 2001
Starberry is an unknown quantity at this point
Hooray for Air Miles!

*Jen*
Reply With Quote
  #14 (permalink)  
Old Dec 03, 03
Registered User
 
Join Date: Oct 2003
Dean is an unknown quantity at this point
Quote:
Originally posted by crackdragon
Credit cards are the work of the devil!
definitly if you cant control your spending
Reply With Quote
  #15 (permalink)  
Old Dec 03, 03
ebbomega's Avatar
1up motherfucker
 
Join Date: Oct 2003
ebbomega is a name known to allebbomega is a name known to allebbomega is a name known to allebbomega is a name known to allebbomega is a name known to allebbomega is a name known to allebbomega is a name known to allebbomega is a name known to allebbomega is a name known to allebbomega is a name known to allebbomega is a name known to all
I heard the best way to use them is to get one and max out your limit as soon as possible, then spend the rest of your life making payments.

If you're not any good at paying bills, don't get one.
Reply With Quote
  #16 (permalink)  
Old Dec 03, 03
junglistik bistik
 
Join Date: Aug 2002
"jawayo"1 is on a distinguished road
alrighty.....

thanx for the advice
Reply With Quote
  #17 (permalink)  
Old Dec 03, 03
Tux Tux is offline
dirty treeplanter
 
Join Date: Apr 2003
Tux is an unknown quantity at this point
i just use my visa for online purchases.. still gotta pay off $500 on it tho
Reply With Quote
  #18 (permalink)  
Old Dec 03, 03
Barstar.
 
Join Date: Jan 2003
e_BoY is an unknown quantity at this point
i got a mastercard its all good. whatever hammered said was rite. it all depends if u can handle paying it of and control ur spending
Reply With Quote
Reply


Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

Forum Jump


All times are GMT -7. The time now is 11:37 AM.


Forum software by vBulletin
Circa 2000 FNK.CA