having a LARGE credit card bill

[rawb]

i pay a minimal amount of money per year to have a shit-low interest rate.

[All!e]

i do what dave does!

plus, with my mastercard i get mad points that = free food & stuff. (go PC banking)

I have a mastercard & visa ... I've never maxed out, and I've always payed off in full :) Good credit will be so nice in like 5-8 years when I will need it :)

[DJ Ponz]

I have never understood why people spend money they don't have! Credit Cards should only be used for dates and emergencies. Going into debt when you're young is a bad precedent. I believe that its only right to go into debt for school and a house.

It all boils down to this: you don't need the things you buy, you want them. I'm thankful you're driving the economy so I don't have to.