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  #26 (permalink)  
Old Aug 14, 06
Peace 2 Da Godz
 
Join Date: Apr 2001
Atlantis77 is an unknown quantity at this point
most of the claims that go through, are handled by an inside man who gets a cut. some people jank the system, some people get janked by the system. i've been on both side of the spectrum, but im against private insurance companies.
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  #27 (permalink)  
Old Aug 14, 06
[RooЯ]pure glass
 
Join Date: Oct 2002
Hot Karl is an unknown quantity at this point
i just don't understand the complaints. it costs more to insure an object if the object is worth more. that's why your rates are 3k/year and i pay less then your grandparents roadstar with only 8 years of having a license. is it not safe to say that your car and your grandparents' is worth much more then my 90 jetta?

everyone complains and whines. well after paying insurance for say 2 months and your car is stolen. i don't hear anyone saying "well shit i only paid $600 into my insurance so far, i will only accept a $600 payment for my stolen car"
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  #28 (permalink)  
Old Aug 14, 06
Thread referee
 
Join Date: Jan 2002
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Quote:
Originally Posted by Séguin View Post
clearly a fucking idiot. you think private companies don't do corupt things? man think before you post!
if anyone here is a fucking idiot, it's you.. just because someone doesn't agree with you, it means they're a fucking idiot??

btw... nice arguement... seriously..... "you don't think private companies do corrupt things?"


honestly... BRA fucking VO
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  #29 (permalink)  
Old Aug 14, 06
sponge & scooby r my boys
 
Join Date: Nov 2002
Skitzo_Style will become famous soon enough
i like having the option for private insurance.

because of a lupole with my father's insurance, i'm getting my vehicle insured for $1800 a year ($150/month). not bad for a SUV that's not even 4 years old!

plus, ICBC was charging him more for one vehicle than a BMW, a Jeep, and a harley davidson. that's right, for the cost of one vehicle's insurance in BC, my father can insure a car, a SUV and a motorcycle.

fuck ICBC. private all the way!
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  #30 (permalink)  
Old Aug 14, 06
MissBehavior's Avatar
tee hee!
 
Join Date: Dec 2002
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Quote:
Originally Posted by Séguin View Post
heh, thank god all my speeding tickets where recieved elsewhere! :D
Oregon? :p
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  #31 (permalink)  
Old Aug 14, 06
MissBehavior's Avatar
tee hee!
 
Join Date: Dec 2002
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Quote:
Originally Posted by lildonkey View Post
Fuck icbc...

they run a monopoly and it isn't regulated by anybody... if you have a complaint against ICBC, who do you complain to ? ICBC fair practices department.. yes... i'm sure they arn't biased at all!

and then they start bullshit like the "low velocity impact commity" that basically tells you if your accident is under a certain speed that you can't get compensation for an injury.. note to ICBC... it IS possible to sustain injuries when you get rammed by someone whos going 60km/hour

I would rather pay more and not give ANY of my money to ICBC.
Even with private insurance, you still have to pay basic coverage to ICBC. They've got you by the nuts no matter what you do.
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  #32 (permalink)  
Old Aug 14, 06
Avana
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I find it foolish that people would drive around with insurance from either, out of province or another area in the province. Insurance rates are lower in more remote parts of BC. If you live in the lower mainland, and are using insurance from Alberta, pray to God that you don't get into an accident and your insurance company finds out.

I have seen that screw more than one person on one occasion.

I got into an accident with a Semi-Truck from out of province. The truck driver drove over my front end, entirely his fault, and he said that to his insurance company as well. It still took several months to settle as the insurance company was trying to find a way to make it my fault. Private insurance is a bitch. I will take ICBC anyday.
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  #33 (permalink)  
Old Aug 14, 06
Straight Outta Mocash
 
Join Date: Nov 2003
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^ heh, word. i didn't get my insurance "rezoned" or whatever when i moved here from the island. i got in an accident and had absolutely no coverage -- have to pay the whole claim myself. luckily the other persons bogus injury claim was thrown out, or i could have been paying for years.
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  #34 (permalink)  
Old Aug 14, 06
Avana
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Quote:
Originally Posted by Gusto View Post
^ heh, word. i didn't get my insurance "rezoned" or whatever when i moved here from the island. i got in an accident and had absolutely no coverage -- have to pay the whole claim myself. luckily the other persons bogus injury claim was thrown out, or i could have been paying for years.
I almost got hit with the same thing....but I had just moved from a different zone about 3 days prior. ICBC let it slide. *whew*
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  #35 (permalink)  
Old Aug 14, 06
Straight Outta Mocash
 
Join Date: Nov 2003
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i say fuck icbc.
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  #36 (permalink)  
Old Aug 14, 06
ToTaLLy AdDiCtEd To BaSs
 
Join Date: Jun 2004
Jeaninah is an unknown quantity at this point
Completely unrelated but funny none the less

My bf and his friend smoked some guys in their car, my bf and his friend were driving a jacked up cherokee(yes I'm from Mission) and the other guys were driving a beater so you can imagine what happened to their cars. Anywhooo turns out the guys they hit were not only crack heads but were smoking it while driving. They jumped out of their car yelling no ickey bickey, no ickey bickey. on took of into the trees and the other assured my bf that there was no damage(which there clearly was and it was serious)
Apparently ickey bickey means icbc in some sort of language and it strikes fear in the hearts of crackheads.
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  #37 (permalink)  
Old Aug 14, 06
Thread referee
 
Join Date: Jan 2002
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Quote:
Originally Posted by MissBehavior View Post
Even with private insurance, you still have to pay basic coverage to ICBC. They've got you by the nuts no matter what you do.
Yeah i know... that's why i'm FOR privatized insurance.. meaning that you don't have to get your basic coverage from ICBC.
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  #38 (permalink)  
Old Aug 14, 06
charly's Avatar
OH HAI
 
Join Date: Oct 2002
charly is an unknown quantity at this point
Quote:
Originally Posted by Hot Karl View Post
i just don't understand the complaints. it costs more to insure an object if the object is worth more. that's why your rates are 3k/year and i pay less then your grandparents roadstar with only 8 years of having a license. is it not safe to say that your car and your grandparents' is worth much more then my 90 jetta?
that's assuming that everyones car is worth more.

mine isn't new, nor is it worth all that much, yet i still pay quite a bit after my discount. why? because my car is a 2-door. if i were to insure the same car, but the 4 door model (worth the same amount), i would pay quite a bit less. now that is ridiculous. not all 2 door cars are "sports" cars.

i think instead they should a little more into the actual mechanics of the car and it's capabilities before they consider it that.
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  #39 (permalink)  
Old Sep 09, 08
dumb it down, would ya?
 
Join Date: Dec 2001
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haha i was going through the INTERNET looking up things aboot ICBC and i came across this thread.

it's kind of like going out to surrey and bumping into a friend :(

edit-whoa! that was supposed to be a smiley face.
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  #40 (permalink)  
Old Sep 09, 08
Registered User
 
Join Date: Jan 2002
Krusha will become famous soon enoughKrusha will become famous soon enough
i just don't think insurance should be mandatory.

You crash without insurance, you get sewed and pay out of your pocket.

You have insurance and get hit by someone who doesn't ... your company still pays for repair.

That's the way it should be

Either way private or ICBC ... you still have the potential to get screwed.

I don't like ICBC and think they're gouging us, the simple fact that insurance is mandatory is annoying.

Plus whats up with the $350 deposit for a claim.

Someone keys your car .... its like $350 paint for a door panel , and the insurance ain't saving you sheet.

So yeah ICBC can lick my nuts, they're all crooks ... private or otherwise.
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  #41 (permalink)  
Old Sep 10, 08
Closer
 
Join Date: Jan 2006
wtf_wtf is on a distinguished road
Quote:
Originally Posted by Gusto View Post
i say fuck icbc.
i agree
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