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Coffee Lounge Talk amongst other community members. |
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you are so incredibly lost, but i'm positive your landlord is loving you. |
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actually i was talking about n.v i personally love downtown, and if i worked out there and could afford to buy more then 900sqft, i just might. |
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No matter what the market it is, or how volatile your field is, buy a house that's a hour and a half drive from your work, friends and hang outs. 19 and moving out? Buy a house! Just starting your career? Move to abbotsford and buy a house! See, but when I'm done here, I'm going to walk out of my office, walk along the beach on the way home, do a little shopping on the way home and probably be home in 30-40 mins. Meanwhile the people who live in Maple Ridge will be half way home. |
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And I don't argue that owning a house in the area you want to live (not the area you are forced to live in because you can't afford otherwise) is a good idea sometimes. But arguing that EVERYONE should own a house no matter what. And renting is NEVER a good idea is ignorant. I work in a field, where maybe this time next year I'll work in Toronto, or down in the states. As you can imagine, it doesn't make much sense for me to run to the bank and get into a mortgage for an apartment in a city I might have to leave in a year. But sure, renegotiating a mortgage every few years in a new city sounds like a blast! |
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I wasn't argueing that everyone should own a home, and certainly not specifically in maple ridge. I was trying to help you to get yourself in check. Because every time you renters come in here and boast about living downtown you sound like idiots, we could all live downtown if that's what we wanted to do. basically i was saying, get a life.
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WHEN YOU TAKE INTO ACCOUNT THAT RENTING DOWNTOWN OFTEN EXCLUDES YOU FROM THOUSANDS OF DOLLARS A YEAR IN GAS, CAR PAYMENTS, TAXIS, INSURANCE, TAXES, UPKEEP AND SHIELDS YOU FROM DEVALUATION OF PROPERTY, YOU COULD MAKE THE ARGUMENT THAT RENTING IS CHEAPER THAN A MORTGAGE IN THE SUBURBS OF THE SUBURBS. ESPECIALLY WHEN MONTHLY RENT IS LESS THAN OR EQUAL TO YOUR MORTGAGE PAYMENTS l
IF YOU FACTOR IN THE COST OF YOUR PERSONAL TIME SITTING IN TRAFFIC, THE VALUE SKYROCKETS. THIS OF COURSE TAKE SINTO ACCOUNT THE INVESTING OF THE MONEY YOU SAVE BY RENTING |
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