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  #51 (permalink)  
Old Nov 19, 08
dumb it down, would ya?
 
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just get a student loan to cover it.
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  #52 (permalink)  
Old Nov 19, 08
Erin's Avatar
ToBeARockAndNotToRoll
 
Join Date: Mar 2003
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^ What if I'm against loans?
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  #53 (permalink)  
Old Nov 19, 08
taco.
 
Join Date: Aug 2003
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its just something that one needs to deal with. if you can't opt out of it, then you should try to use it so that it isn't wasted.

plus I think you can claim it on your taxes.
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  #54 (permalink)  
Old Nov 19, 08
dabbler's Avatar
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Quote:
Originally Posted by Erin View Post
^ Yeah, that would bother me. I don't mind helping people out, but what if I can't afford to pay that? What if my expenses won't allow for an extra $125 every 3 or 4 months?

it is once a year, and a smaller fee to cover summer term if you are enrolled. not every 3 or 4 months.
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  #55 (permalink)  
Old Nov 19, 08
taco.
 
Join Date: Aug 2003
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^ per semester, only valid through one semester
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  #56 (permalink)  
Old Nov 19, 08
ebbomega's Avatar
1up motherfucker
 
Join Date: Oct 2003
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Quote:
Originally Posted by Erin View Post
^ Yeah, that would bother me. I don't mind helping people out, but what if I can't afford to pay that? What if my expenses won't allow for an extra $125 every 3 or 4 months?
Sell your car.

Or better idea: use transit to commute, save money on gas. It's a minor inconvenience but to be honest budgeting causes inconveniences for every student.

Last edited by ebbomega; Nov 19, 08 at 12:49 PM.
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  #57 (permalink)  
Old Nov 19, 08
Platinum Edition
 
Join Date: Aug 2005
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Why is everyones first response to sell their car?
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  #58 (permalink)  
Old Nov 19, 08
ebbomega's Avatar
1up motherfucker
 
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Heh, just as I ammend it. =P
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  #59 (permalink)  
Old Nov 19, 08
Island Cookie
 
Join Date: Jul 2003
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Quote:
Originally Posted by Pussy*Kat View Post
Why is everyones first response to sell their car?
Cause that's the same response you'll get if you're applying for a student loan and you have one.
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  #60 (permalink)  
Old Nov 19, 08
taco.
 
Join Date: Aug 2003
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I tried to take the skytrain after the parade of lost souls, I even bought a transit fare.

at that moment, we got a call and our ride was downstairs. I gave away the transit fare to someone in line to buy one.
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  #61 (permalink)  
Old Nov 19, 08
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Quote:
Originally Posted by Disco_Whore View Post
Cause that's the same response you'll get if you're applying for a student loan and you have one.
Um, I have been approved for a student loan while I own a car.
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  #62 (permalink)  
Old Nov 19, 08
Erin's Avatar
ToBeARockAndNotToRoll
 
Join Date: Mar 2003
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Quote:
Originally Posted by ebbomega View Post
Sell your car.

Or better idea: use transit to commute, save money on gas. It's a minor inconvenience but to be honest budgeting causes inconveniences for every student.
My car is $50 in gas every 2 weeks and $175/month insurance... and I can go anywhere I want whenever I want, I get there faster with heated seats and a stereo. It also takes me right to my door. My car is amazing on gas, it actually saves me money to use my car. And it's convenient.
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  #63 (permalink)  
Old Nov 19, 08
taco.
 
Join Date: Aug 2003
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when I applied I didn't have my car, but I got the car half way through my second semester.

I ended up dropping out of that program though... so I dislike loans for things that are uncertain.
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  #64 (permalink)  
Old Nov 19, 08
ebbomega's Avatar
1up motherfucker
 
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Quote:
Originally Posted by Erin View Post
My car is $50 in gas every 2 weeks and $175/month insurance... and I can go anywhere I want whenever I want, I get there faster with heated seats and a stereo. It also takes me right to my door. My car is amazing on gas, it actually saves me money to use my car. And it's convenient.
And if you only ever used your car to go out and used the bus to commute you'd probably spend $50 in gas every month.

My point is that there's always alternatives. What bugs me is that you didn't mention anything about carpooling. What bugs me further is that most of these car owners that are also students don't carpool either, but feel well within their right to complain about the U-Pass.

I don't see anything about the U-Pass that says "bad idea" except that the only way to make it work is that everybody has to pay for it. It encourages people to be environmentally conscious, and it lets students that don't have the privilege to be able to afford a car get a little bit of relief.
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  #65 (permalink)  
Old Nov 19, 08
taco.
 
Join Date: Aug 2003
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I drive Jim around a lot, is that carpooling?
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  #66 (permalink)  
Old Nov 19, 08
Erin's Avatar
ToBeARockAndNotToRoll
 
Join Date: Mar 2003
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Quote:
Originally Posted by ebbomega View Post
And if you only ever used your car to go out and used the bus to commute you'd probably spend $50 in gas every month.
You're right. I would save $50/month. How much is a bus pass again?
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  #67 (permalink)  
Old Nov 19, 08
rip zilla.
 
Join Date: Apr 2003
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my reasoning for getting rid of my car is simple. i only drive it max 5 times a month. and probably a few of those times it is because it is raining or we have alot of groceries. which i could walk.

yes i love it. but it was costing me too much for how little i used it.

if i didn't live dt. or worked more than a 10 min walk away..things would be different. but even now...i walk the 15 mins over the burrard bridge to save the hassle of plugging a stupid meter every 2 hours. or even finding parking close by.

i'm not ruling out getting another one in a year or so. but i'd like to try being carless for at least 6-12 months.

if i'm that desperate to drive somewhere i have options.
a)borrow from a family member
b)rent. it's less that $50 a day.
c)i work for a car dealership.
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  #68 (permalink)  
Old Nov 19, 08
rip zilla.
 
Join Date: Apr 2003
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Quote:
Originally Posted by Erin View Post
You're right. I would save $50/month. How much is a bus pass again?
i never knew just how expensive they were!
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  #69 (permalink)  
Old Nov 19, 08
Erin's Avatar
ToBeARockAndNotToRoll
 
Join Date: Mar 2003
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Quote:
Originally Posted by ash1ee View Post
i never knew just how expensive they were!
I know, but I don't live downtown. I live in Burnaby and I actually get my money's worth.

If I lived downtown, it would be sold faster then it would take me to type this post!
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  #70 (permalink)  
Old Nov 19, 08
cubed's Avatar
karma killer
 
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Quote:
Originally Posted by ash1ee View Post
c)i work for a car dealership.
I think you need to "borrow" a DB-7 and we need to go for a drive.
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  #71 (permalink)  
Old Nov 19, 08
Platinum Edition
 
Join Date: Aug 2005
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Quote:
Originally Posted by Erin View Post
I know, but I don't live downtown. I live in Burnaby and I actually get my money's worth.

If I lived downtown, it would be sold faster then it would take me to type this post!
I honestly cant wait to move both of my jobs downtown (march cannot come fast enough).

My car sucks 800.00 a month out of me :( I want that for shoes.
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  #72 (permalink)  
Old Nov 19, 08
Erin's Avatar
ToBeARockAndNotToRoll
 
Join Date: Mar 2003
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Quote:
Originally Posted by Pussy*Kat View Post
I honestly cant wait to move both of my jobs downtown (march cannot come fast enough).

My car sucks 800.00 a month out of me :( I want that for shoes.
Holy crap! That's waaaaaaaay to much money!!
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  #73 (permalink)  
Old Nov 19, 08
rip zilla.
 
Join Date: Apr 2003
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Quote:
Originally Posted by Pussy*Kat View Post
I honestly cant wait to move both of my jobs downtown (march cannot come fast enough).

My car sucks 800.00 a month out of me :( I want that for shoes.
mine is that without gas.

i want that for vacation savings.
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  #74 (permalink)  
Old Nov 19, 08
taco.
 
Join Date: Aug 2003
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so far this month it's been 442.84 .. last month was 412.26
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  #75 (permalink)  
Old Nov 19, 08
Erin's Avatar
ToBeARockAndNotToRoll
 
Join Date: Mar 2003
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Mine is between $375 and $400/month. Glad I didn't buy a BMW!! :)
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