Go Back   FormKaos: Board > General Discussion > Coffee Lounge
FAQ Community Arcade Today's Posts Search

Coffee Lounge Talk amongst other community members.

Reply
 
LinkBack Topic Tools Rate Topic
  #1 (permalink)  
Old Jan 19, 06
Registered User
 
Join Date: Mar 2003
Goat has a spectacular aura aboutGoat has a spectacular aura about
Does anyone know of a bank or institution...?

Does anyone know of a bank (or some other way) that'll lend a student $2000-5000 for other then school purposes?
Situation: I pretty much have a once in a life time opportunity to get an insane deal on grade A tools and toolbox that'll I'll use in my trade for the rest of my life. The opportunity ends Feb 14. I have a good chunk of change saved already but I'll need another $2000 or so. My credit is awesome, but only recently acquired (august) and my credit limit is only $1000. I'd be able to pay back the loan in 3 months tops.
RBC won't give me the loan because of my part time employment and full time student status, even though I make more part time then I will mechanic'ing full time until my second year.
And of course, by that time it'll be too late.

Does anyone have any ideas?
Reply With Quote
  #2 (permalink)  
Old Jan 19, 06
cubed's Avatar
karma killer
 
Join Date: Jun 2001
cubed is a name known to allcubed is a name known to allcubed is a name known to allcubed is a name known to allcubed is a name known to allcubed is a name known to allcubed is a name known to allcubed is a name known to allcubed is a name known to allcubed is a name known to allcubed is a name known to all
get yourself a co-signer

ASAP
Reply With Quote
  #3 (permalink)  
Old Jan 19, 06
Registered User
 
Join Date: Mar 2003
Goat has a spectacular aura aboutGoat has a spectacular aura about
Unfortunately, my family is are firm believers in the "figure it out on your own" department when it comes to financial matters such as this.

Last edited by Goat; Jan 19, 06 at 09:08 PM.
Reply With Quote
  #4 (permalink)  
Old Jan 19, 06
baby-phat's Avatar
*bassline baby*
 
Join Date: Feb 2002
baby-phat is a jewel in the roughbaby-phat is a jewel in the roughbaby-phat is a jewel in the roughbaby-phat is a jewel in the roughbaby-phat is a jewel in the rough
Just talk to the loan person (can't remember what they're called) at your bank about what other loan options are available to you. Some banks have 'crisis grants' or whatever they're called.
Wow, I sound dumb today. lol
Reply With Quote
  #5 (permalink)  
Old Jan 19, 06
Everything Progressive
 
Join Date: Aug 2004
SquiLa is an unknown quantity at this point
Quote:
Originally Posted by Goat
Unfortunately, my family is are firm believers in the "figure it out on your own" department when it comes to financial matters such as this.
JERKS (your family)!!! Unless they just don't trust you for whatever reason, then they arent.

The only easy way to gain credit with the 'big 5 banks in Canada' (which is all there is really) when youre young is to get a co-signor!

Do you have any friends that would co-sign for you? It really is the only option - thats the way oligopolies work; set the rules and then say tough to those that don't qualify because they can.
Reply With Quote
  #6 (permalink)  
Old Jan 19, 06
Avana
Guest
 
Hey, CIBC offers a revolving line of credit for full-time students.

Try there!
Reply With Quote
  #7 (permalink)  
Old Jan 19, 06
-->Tightcore Trucker<--
 
Join Date: Jan 2001
Bitchin will become famous soon enoughBitchin will become famous soon enough
if you need it NOW... call wells fargo... you can get a loan in like 3 days from them[since with banks it takes 3+ weeks].. then just get a loan from a bank pay off your loan with wells fargo and your good.... cause interest rates with wells fargo suck[31%].
But since your working part time you need a co-signer.

why didnt you just call me and ask!?
[or ask me yesterday when we spoke?]
Seriously just call me... I'll let you speak with my mom... she's dealt with credit all her life..... I asked her for this post, but she needs more info. she acutually has a few options for ya!!!!
Reply With Quote
  #8 (permalink)  
Old Jan 19, 06
kickitliketae-bo
 
Join Date: Oct 2002
Ragga_Wh0re will become famous soon enoughRagga_Wh0re will become famous soon enough
its called boystown.

dont forget to buy knee pads.
Reply With Quote
  #9 (permalink)  
Old Jan 20, 06
Registered User
 
Join Date: Mar 2003
Goat has a spectacular aura aboutGoat has a spectacular aura about
Quote:
JERKS (your family)!!! Unless they just don't trust you for whatever reason, then they arent.
They're pretty decent actually. They just think I learn best when I figure things out on my own.

Quote:
its called boystown.

dont forget to buy knee pads.
Let your mom know she still owes me $200, alright?

Thanks.
Reply With Quote
  #10 (permalink)  
Old Jan 20, 06
Registered User
 
Join Date: Mar 2003
Goat has a spectacular aura aboutGoat has a spectacular aura about
Oh ya. Go give yourself a battery acid douche, bitch. It might clean out some of the whore, but I doubt it.
Reply With Quote
Reply


Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

Forum Jump


All times are GMT -7. The time now is 09:07 AM.


Forum software by vBulletin
Circa 2000 FNK.CA