Check Your Bank Cards

[Lil Jenna]

^ There was a lot happening at Park Royal Shopping.

[Revolver]

Originally Posted by Avana

i think we have more than established that you are not the leading authority on banking issues.

step away from the thread.

LOLSZA.

[Silo]

That sucks Joe, im sorry to hear youre going through this kinda crap. Earlier this year my debit card got flagged by the RCMP for being on some list of mass-stolen numbers and my card was cut off. Luckily my credit union cut it off before anything got jacked and I just needed to have a new card issued.

Frauds crazy these days...

[b0ld]

so I just got back from the bank. The lady seemed to have already known why I was at her counter... Apparently these criminals have hit HARD over the course of this weekend and on through. Alot of victims out there. Some of them haven't even found out yet. Best thing to do is change you pin number at the moment to prevent on getting hit

[wishbone]

you know, you can always put daily withdrawal limits on your cards and have the bank call you whenever an attempt is made to withdrawal MORE than that limit.

just sayin.

[Revolver]

ACK!/// i was hit too.

lucky though they only got my "night out and spend on dumb shit" account and not my real stash.

still....i feel soo.......VIOLATED.

fuck i though this would never happen to mee. and ive had this card for like 4 years and have used it all over the world at all the places ive been to.,,,

FUCKERS.

[Grapes]

Wow, it's an epidemic! This thread makes me glad I checked my bank account earlier today, and found nothing amiss.

I have too much money in there.. :wondering: Maybe I'll switch to a maximum daily withdrawl.. Jeff do you know if that affects interac purchases as well?

Originally Posted by Gusto

^ uhhh i think her advice was pretty much the same as yours, so i don't see the problem here.

"A good idea is a good idea..... always."

- David Brent

[Gusto]

Originally Posted by Revolver

ACK!/// i was hit too.

also TD?

[Bevvy Swift]

this is why i dont have a debit card

[Bevvy Swift]

and i bank at Vancity.

[Revolver]

Originally Posted by Gusto

also TD?

yep.

my bad though. i was using my card alot the last couple weeks all over down town and on those shady off the cuff type atm machiens....they didnt steal alot cause i use a seperate account with only a few hun in at a time so its not all that bad...

but still.

i feel violated.

[wishbone]

Originally Posted by Grapes

Wow, it's an epidemic! This thread makes me glad I checked my bank account earlier today, and found nothing amiss.

I have too much money in there.. :wondering: Maybe I'll switch to a maximum daily withdrawl.. Jeff do you know if that affects interac purchases as well?



"A good idea is a good idea..... always."

- David Brent

you can set them differently....I think mine are like $400 ATM and $500 interac.

The only bigger thing I need on a regular basis is rent, and I'll just tke it out between two accounts. Big purchases go on credit cards. Christmas shopping I just try to do over a couple days. I don't see why people wouldn't have daily limits of some sort (whether or not you consider mine too low or not).

[t-skywalker]

i use cash,... thank god. i use my own bank(bmo), withdraw amount i need, then spend

[LLaaUUrrYYn]

This has happened to soo many people around me (co-workers/customers/family/friends) in the last 2 months. It can happen while using debit at any store (which the machine has been tampered with) as well.

Very scarey.

As far as it effecting your credit - If you have payments that bounce, you can ask your bank to write a letter explaining the situation and forward it to the credit bureau as well as the company's in which your payment bounced.

The insurance for both of my car's bounced once (a day apart) due to a bank error and it was messy. The insurance company told me I had to pay my full years insurance right then and there and that I would never be able to do payments.. I had a bank manager write a letter to clear it up. Everything was fine after that =D

GOOD LUCK!

[Carrie]

my business partner got her business bank account frauded aswell,

we both bank through TD Canada Trust. They flagged her card and put a limit on the withdrawals. 100$ was taken out at a mall in Ontario on Sunday.

We suspect it was the pay at the pump on Davie and Burrard, or Welk's on Main Street.

they were the last places that it was used at that would be suspicious.

the cash has already been put back into the account, and a new card has been issued and all pins for secondary cards on that account have been changed.

[b0ld]

Update!:
So my money is back in my account. I called TD to find out what happened. But they will be sending me documentations as to what they found out. They told me however that multiple transactions took place in the same area with various other cards.

[C_squared]

yeah this happened to me recently too. took TD 2 weeks to pay me back even tho it was clearly their fault in issuing someone pretending to be me a whole new access card. id theft is scary.

tip for everyone: have a daily max withdraw limit on your account. that way some sketchy asshole wont be able to clean you out and leave you hangin' while the bank takes ages to do an internal investigation. if you need to withdraw more than your daily limit it just takes a quick phone call.

ps. I'm starting to hate TD

Originally Posted by b0ld

Update!:
So my money is back in my account. I called TD to find out what happened. But they will be sending me documentations as to what they found out. They told me however that multiple transactions took place in the same area with various other cards.

how is your credit rating?

seriously b0ld, you attract drama. if there were a rash of man rapes going on at a skytrain station, you would stand at the station with your pants around your ankles waiting for something to happen just so you had your next fnk post.

[b0ld]

Originally Posted by Avana

how is your credit rating?

seriously b0ld, you attract drama. if there were a rash of man rapes going on at a skytrain station, you would stand at the station with your pants around your ankles waiting for something to happen just so you had your next fnk post.

This wasn't a situation of them issuing a whole new card. I had to get a whole new account all together. So ya I did miss some payments. All I got from TD as to what can be done about it is "We'll look into it". So I do infact have paperwork in the end to fill out. Pass out void checks to my employer... insurance... and various other places that I am making payments for. And I'm sure that they have heard of every excuse in the book. I'll have to check also with the credit bureau in the upcoming days/weeks.

So I'd stay clear of your statement because getting my money back was 1 thing. Now there is a bunch of shit that has been evident as to what I need to do. Not the smooth sailing ride you assumed and others have told me.

your bank must hate you. most people get overdraft for a few weeks and dont have to fill anything out or notify anyone.

maybe these things dont seem like such a big deal to me because they are regular practice. i check my credit score every few months, i dont carry large balances in the account attached to my card, and i dont use shady atms.

ps - you still revel in the drama, if you didnt fnk wouldnt hear about it.

Avana, if u know so much about banking, that you should know that getting an ovedraft may take up to a week, depending the bank's work load, it would be same process as applying for a loan, which requires application, credit check, appointment for finalizing the documents, and AFTER above are done, the overdraft will get attached. i can't see how b0ld is creating drama here. sorry to admit, but if anything, i'd say u're the one who is creating drama... refer to page 1.

[Ms.Tarantula]

Originally Posted by b0ld

Thought this would never happen to me... but it did.

lol I did it.

Originally Posted by alla

Avana, if u know so much about banking, that you should know that getting an ovedraft may take up to a week, depending the bank's work load, it would be same process as applying for a loan, which requires application, credit check, appointment for finalizing the documents, and AFTER above are done, the overdraft will get attached. i can't see how b0ld is creating drama here. sorry to admit, but if anything, i'd say u're the one who is creating drama... refer to page 1.

oh alla....

my bank did it for me on the spot this weekend w/out a credit check, and w/out doing paperwork. i made a phone call to online banking, and everything was increased on the spot.

a temporary overdraft due to extenuating circumstances is not unusual. and as several of the people have already said in this thread, one phone call to their institution, and their banks have been more than accomodating.

i really am having a hard time understanding how you got your job.

[Revolver]

Originally Posted by Avana

oh alla....

my bank did it for me on the spot this weekend w/out a credit check, and w/out doing paperwork. i made a phone call to online banking, and everything was increased on the spot.
.

agreed. i spoke to a nice girl from td the other day. i just dialed the number on the back of my card. she knew what was up and they credited me back right away. tuned out we shared the same birthdate of july 5th 82...what are the odds?.....

then they tried to up my visa to a insane amount and increase my LOC and increase my overdraft. it was nice to say no lol... but i was happy with the banks service.

bold i wonder why you went through such a hassel and with me it was easy peasy japanesey with a phone call and a new pin number?

Originally Posted by Revolver

bold i wonder why you went through such a hassel and with me it was easy peasy japanesey with a phone call and a new pin number?

Originally Posted by Avana
how is your credit rating?

seriously b0ld, you attract drama. if there were a rash of man rapes going on at a skytrain station, you would stand at the station with your pants around your ankles waiting for something to happen just so you had your next fnk post.